Choose a reliable
mortgage specialist and apply for
a loan pre-approval letter
選擇一位可靠的貸款專員, 申請貸款預批信
Find property according to your needs and budget
根據需求和預算找房源
Buyer should choose a decent & professional
real estate agent 選擇一位滿意的專業 房地產經紀
The right agent will update you on
the market situation in a timely manner
專業的經紀人會及時向買家通報 市場狀況
Give the best advice on making an offer
專業的經紀人會提供專業的出价建議
Help the buyer negotiate the best deal
專業的經紀人會幫助争取最佳的 買家利益
Knowledgeable about all aspects
and details regarding the transaction
專業的經紀人會熟悉交易中的 所有步骤和細節
Help communicate and sort
out problems between all parties
專業的經紀人會協助溝通並解決
各方之間的問題
Follow up and provide all the
necessary guidance to the buyer,
before, during and after closing
專業的經紀人會在整個交易過程中,
追踪进程並為買家提供所有必要的 指導
Buyer should Arrange
A Home Inspection
買家須安排房屋檢查
Buyer should Choose an
experienced real estate lawyer to prepare the purchase contract
買家須選擇一位有經驗的
房地產律師, 準備購屋合約事宜
Final Walk-through Checklist
在過戶48小時前注意事項
Conduct the Final Walk -Through within
48 hours before closing.
在過戶前 48 小時內進行最終檢查
Ensure that all promised repairs are
completed according to the contract.
確保所有承諾的維修均依照合約完成
Ensure that all promised items are
retained as per the contract, including
appliances, fixtures etc
確保所有承諾的物品均依合約保留,
包括電器、固定裝置等
Verify that everything is in proper working
condition (refrigerator, stove, lights,
heating, air conditioning.)
確認所有物品均處於正常運作狀態
(冰箱、爐灶、燈、暖氣、空調等)
Test all plumbing to ensure proper flow
(faucets for hot and cold water,
drainage, etc.).
測試所有水管線以確保流量正常
(例如冷熱水、排水管等)
Ensure that doors and windows
can open and close properly.
確保門窗可以正常開啟和關閉
Inspect the roof, floors, and small
spaces for any signs of leaks or pests.
檢查屋頂、地板和狹小空間
是否有任何漏水或害蟲的跡象
Confirm that the property has
been vacant as per the contract.
確認房子已依合約交空
Buyer should purchase title search & title insurance
買家購屋時須做產權調查 及產權保險
Required for every real estate transaction
每個房地產交易都需要
Also necessary for home refinancing or
obtaining an Equity Line of Credit
房屋再融資或獲得股權信用額度 也需要
Purchased by the buyer as it helps
eliminate risks associated with
title issues and liabilities
由買方購買,因為它有助於消除與 產權 問題和負債相關的風險
Title insurance protects against
potential defects in the title
產權保險可防止產權中的潛在問題
Loan interest calculation 貸款利息計算
Buyer Closing Cost 買房時可能產生的費用
Home
inspector fees
房屋检查费
Buyer's
attorney
fees
買方律師費
Bank loan
application fees
銀行貸款
申請費
Loan taxes
貸款稅
Transfer
-related expenses
房屋轉讓
相關費用
Title insurance
產權保險
Mansion tax
(including and
exceeding $1 million)
豪宅稅
(包含或超过100萬美元)
Survey fees
測量費
Buyer's broker
commission
(if not paid by the seller)
買方經紀人佣金
(如果賣方
不願意支付)
Home
insurance
房屋保險
Mansion tax 豪華稅
If the selling price of a residential property is one million or more,
you need to pay the mansion tax. The tax rates are as follows:
如果住宅物業的售價為一百萬 或以上,則需要繳納豪宅稅。 稅率如下:
1%
From $1 M to less than $2 M.
從100萬美元到200萬美元以下
1.25%
From $2 M to less than $3 M.
從200萬美元到300萬美元以下
1.5%
From $3 M to less than $5 M.
從300萬美元到500萬美元以下
2.25%
From $5 M to less than $10 M.
從500萬美元到1,000萬美元以下
3.25%
From $10 M to less than $15 M.
從1,000萬美元到1,500萬美元以下
3.5%
From $15 M to less than $20 M.
從1,500萬美元到2,000萬美元以下
3.75%
From $20 M to less than $25 M.
從2,000萬美元到2,500萬美元以